African Payment Solutions
African Payment Solutions
XAF, USD and NGN via Mobile Money, Orange Money and bank transfers, across Cameroon, Nigeria, Kenya, Ghana and Uganda.
Infrastructure
Dutch API
Financial infrastructure through APIs.
View full documentation →Check out pricing →Talk to usNo set-up costsClear, transparent pricingGo live in 5–24 hours24/7 customer support
Built for developers
No setup costs. No surprises. Live fast.
No set-up costs
Integrate and start testing without paying to get started. You are charged for what you actually use.
Clear, transparent pricing
Usage-based rates shown up front, with no hidden fees buried in the rate. See exactly what a request costs before you send it.
Go live in 5–24 hours
Sandbox first, then production access once your use case is approved — most integrations are live within a day.
24/7 customer support
Talk to a real person any time, day or night, including over WhatsApp.
Dutch API is a financial infrastructure platform for startups, independent developers and established companies that want to integrate financial services into their own applications. Rather than building complex financial infrastructure from scratch, businesses connect to Dutch API and access the solutions they need through one unified dashboard, with access granted per approved use case.
Capabilities
- African Payment Solutions: XAF, USD and NGN, Mobile Money, Orange Money and bank transfers
- Initial African markets: Cameroon, Nigeria, Kenya, Ghana and Uganda
- Crypto-as-a-Service with 600+ crypto assets as a target capability
- Cards-as-a-Service: USD Mastercard and Visa issuing
- Banking-as-a-Service: Nigerian and Ghanaian virtual accounts
- International payments: receive from the US, UK and Europe, and make cross-border payments
Dutch Inc Platforms is a regulated, private company. Financial, payment, banking, digital asset and other services available through our platforms are provided directly through our own infrastructure. Availability, corridors, currencies and payment methods vary by jurisdiction, product and applicable requirements, and may change as our infrastructure develops.
See it happen
Watch API access get granted, step by step.
A simulated, illustrative integration — not a real request.
Live simulationIllustrative
Step 1 · Request
Submit your use case
Tell us what you are building and which products you need.
Use casePayouts & collections
EnvironmentSandbox
Step 2 · Review
Under review
Your use case is checked against supported markets and compliance requirements.
StatusIn review
Step 3 · Approved
Access approved
Sandbox access unlocks immediately, with production to follow.
SandboxGranted
ProductionPending go-live
Step 4 · Live
Keys generated, you’re live
Grab your API keys and start making real requests.
Production key issued
Go-live time5–24 hours
Built on infrastructure designed for high availability
POST/v1/payouts
$ dutch-api payouts create \
--amount 25000 --currency NGN \
--rail bank_transfer \
--to +2347000000000 \
--fund usdc
{
"id": "po_9xk2",
"status": "settled",
"rail": "bank_transfer",
"funded_by": "usdc",
"settled_in": "1m 36s"
}
How Dutch API works
1
Request access
Tell us which solutions your business needs.
2
Get approved
Access is granted per solution, on one dashboard.
3
Integrate
Connect using our APIs and sandbox environment.
4
Go live
Move to production across your approved solutions.
One dashboard, five solutions
Businesses and developers request the solutions they need and get access through one unified dashboard, based on their approved use case.
Crypto-as-a-Service
Crypto-as-a-Service
Access to 600+ crypto assets as a target platform capability.
Cards-as-a-Service
Cards-as-a-Service
USD Mastercard and Visa card issuing for online shopping, subscriptions and business expenses.
Banking-as-a-Service
Banking-as-a-Service
Nigerian and Ghanaian virtual bank accounts for collections and disbursements.
International Payments
International Payments
Receive from the US, UK and Europe, and make cross-border payments and payouts.
Build more with Dutch API
Infrastructure
Payouts Infrastructure
Bank transfer and mobile-money payouts, one API, every market.
See payout rails →Stablecoins
Stablecoins
Fund in USDT or USDC and settle payouts around the clock.
See how stablecoins work →Global accounts
Global Accounts
USD, GBP and EUR business accounts for international revenue.
See Global Accounts →