Remittance
Dutch Remit
Cross-platform international money transfer and financial services.
Learn more about Dutch Remit →The cross-border money ecosystem
Move money. Connect borders.
Send to phones and bank accounts in supported markets, hold several currencies, pay online with virtual cards, and build on the same rails with one API — across five connected Dutch Inc Platforms products.
Explore Our PlatformsPartner With UsRate shown before you confirmBank & mobile money payouts5 products, one ecosystem
Built on infrastructure designed for high availability
Live · Dutch Remit networkIllustrative
Sample transferUSD → KES
Payout railMobile money
TimingShown per corridor
POST/v1/payouts
$ dutch payouts create \
--amount 50000 --currency NGN \
--rail bank_transfer --to +234700000000
{
"id": "po_9xk2",
"status": "settled",
"rail": "bank_transfer",
"funded_by": "usdc"
}
5Connected products
13Send-money corridors
12Currencies across our corridors
3Ways in: personal, business, platform
Regulated partner infrastructure where applicableRate and amount shown before you confirmData handled under our Privacy Policy
The problem
Banks were built around countries. Money was not.
Clients may pay in dollars. Family needs mobile money. Subscriptions need a card that works. Savings need a steadier currency. Dutch Inc Platforms brings that cross-border life into one connected ecosystem.
Send & receive
Send money in minutes, not guesses.
Send to mobile money and bank accounts across our corridors, and between currencies you hold. The rate and the recipient amount are shown before you confirm.
- Rate shown before you send
- Mobile money & bank payouts
- Send from major currencies
- Status tracked to settlement
Send moneyIllustrative
1 USD = 1,520 NGN (illustrative)
760,000
Mobile money is often the quickest way to reach a recipient.
Check this rate →Rates here are illustrative only. Live rates and fees are shown in Dutch Remit before you confirm.
The real cost
Your bank fails you across borders.
Hidden FX margins, correspondent deductions and slow transfers add up. Here is how a cross-border transfer typically compares.
| A typical bank | A typical money app | Dutch Remit | |
|---|---|---|---|
| FX margin | Often built into the rate | Varies by provider | Shown in the rate before you send |
| Transfer fee | Fixed wire and correspondent fees | Varies by app | Shown in the quote |
| Money arrives | Often days | Minutes to hours | Timing shown per corridor and rail |
| Final amount | Often unknown upfront | Varies | Known before you confirm |
| Hold several currencies | Limited locally | Varies | Multicurrency wallets |
| Payout methods | Mostly bank | Varies | Bank & mobile money |
General, illustrative descriptions of how transfers commonly work. Not a comparison of specific providers or a guarantee of outcomes. Read the full breakdown on our comparison page.
One ecosystem
One place for every currency your life touches.
Send and receive. Hold and convert. Spend anywhere a card works.
Send & Receive
Send to bank accounts and mobile money in supported markets, and get paid from abroad too.
How transfers work →Hold & Convert
Hold several currencies and convert whenever the rate suits you, with the amount shown first.
See wallets →Spend Globally
Create virtual cards for online payments, travel and subscriptions, funded from your balance.
Explore cards →Who it’s for
However your money needs to move, it’s here.
Send money home
Send to family on mobile money or bank accounts, with the rate and amount shown first.
You send£500
→ConvertLive rate
→RouteMobile money
Get paid from abroad
Receive in major currencies with local account details, then hold or convert.
Client paysUSD or EUR
→ReceiveGlobal account
→WithdrawBank or mobile
Spend abroad
Hold the currency you need and spend with a virtual card, without a declined checkout.
BalanceEUR
→CardVirtual
→SpendAnywhere Visa works
Pay online & subscriptions
A dedicated card for software, ads and streaming, frozen in one tap.
FundBalance
→Card•••• 0175
→MerchantGlobal
Hold dollar value
Keep part of your savings in stablecoins or stronger currencies, and convert back when needed.
FromLocal currency
→HoldUSDC
→BackWhen you need
Same ecosystem. Different lives.
Find the life that looks like yours.
The same products, weighted for how you earn, spend and send.
PersonalFreelancers & remote workersGets paid by clients abroad, in dollars.PersonalThe diasporaSupports family back home, every month.PersonalStudents abroadGets money from home without the pickup queue.BusinessExporters & global sellersGets paid by buyers worldwide, like a local.BusinessImporters & tradersPays overseas suppliers before competitors do.PlatformNeobanks & fintechsAdds cross-border to your own product.
Also for: travelers, savers, agencies, Online sellers, startups, payroll & eor platforms, marketplaces & gig platforms, remittance companies, On & off-ramp providers.
Ecosystem
One ecosystem. Five financial technologies.
DutchPay, Dutch Remit, Dutch Trade, Dutch Finance and Dutch API are built to work together as one connected financial technology ecosystem.
Trading
Dutch Trade
Crypto brokerage, trading and digital-asset infrastructure.
Learn more about Dutch Trade →Intelligence
Dutch Finance
Financial intelligence and money-management technology.
Learn more about Dutch Finance →Infrastructure
Dutch API
Financial infrastructure through APIs.
Learn more about Dutch API →Payments
DutchPay
Pay, collect, send and receive money for everyday, business and international needs.
Learn more about DutchPay →Virtual cards
Pay online from your balance.
Local cards get declined on streaming, ad and cloud platforms, and foreign-currency bills can carry heavy conversion costs. Fund a virtual card from a balance held in the right currency and freeze it in one tap.
BalanceUSD 1,240
→Card•••• 0175
→SpendGlobal
- Create cards in the app
- Pay online, globally
- Freeze instantly
- A card for each purpose
dutchVISA
•••• 0175
SubscriptionsActive · 6 cards
AdsStreamingCloudDesignTravel
Receive
Get paid like a local.
Receive USD, EUR and GBP where available, hold stronger currencies, convert when needed, and withdraw locally through supported rails.
Receive availability varies by market.
Bank rail · inClient pays
USD or EUR
→USD or EUR
Your accountHold or convert
stronger currencies
→stronger currencies
WithdrawMobile money
or bank
or bank
Hold dollar value
Hold dollar value in USDC & USDT.
When your local currency slips, hold value in dollars and stablecoins, and convert back where supported. Stablecoins carry their own risks and are not a savings product.
Dollar valueUSDC & USDTConvert anytimeWhere supported
Mobile money · from250,000 KES
local
→local
Stablecoin · to≈ 1,900 USDC
illustrative
illustrative
Payout markets
Pick a market. The rails are already there.
Bank transfers and the mobile-money networks people actually use — one payload, the right rail selected for you.
🇳🇬 NigeriaNGN · Bank transfer
Send to Nigeria →🇰🇪 KenyaKES · Mobile money · Bank transfer
Send to Kenya →🇬🇭 GhanaGHS · Mobile money · Bank transfer
Send to Ghana →🇺🇬 UgandaUGX · MTN · Airtel Money · Bank transfer
Send to Uganda →🇨🇲 CameroonXAF · MTN · Orange Money · Bank transfer
Send to Cameroon →🇷🇼 RwandaRWF · Mobile money · Bank transfer
Send to Rwanda →🇹🇿 TanzaniaTZS · Mobile money · Bank transfer
Send to Tanzania →🇿🇲 ZambiaZMW · Mobile money · Bank transfer
Send to Zambia →🇸🇳 SenegalXOF · Mobile money · Bank transfer
Send to Senegal →🇨🇮 Côte d'IvoireXOF · Mobile money · Bank transfer
Send to Côte d'Ivoire →🇬🇧 United KingdomGBP · Bank transfer
Send to United Kingdom →🇺🇸 United StatesUSD · Bank transfer
Send to United States →🇪🇺 EuropeEUR · Bank transfer
Send to Europe →
Send to Nigeria →🇰🇪 KenyaKES · Mobile money · Bank transfer
Send to Kenya →🇬🇭 GhanaGHS · Mobile money · Bank transfer
Send to Ghana →🇺🇬 UgandaUGX · MTN · Airtel Money · Bank transfer
Send to Uganda →🇨🇲 CameroonXAF · MTN · Orange Money · Bank transfer
Send to Cameroon →🇷🇼 RwandaRWF · Mobile money · Bank transfer
Send to Rwanda →🇹🇿 TanzaniaTZS · Mobile money · Bank transfer
Send to Tanzania →🇿🇲 ZambiaZMW · Mobile money · Bank transfer
Send to Zambia →🇸🇳 SenegalXOF · Mobile money · Bank transfer
Send to Senegal →🇨🇮 Côte d'IvoireXOF · Mobile money · Bank transfer
Send to Côte d'Ivoire →🇬🇧 United KingdomGBP · Bank transfer
Send to United Kingdom →🇺🇸 United StatesUSD · Bank transfer
Send to United States →🇪🇺 EuropeEUR · Bank transfer
Send to Europe →
Trust & security
Built to be understood, and protected.
Regulated partners
- Services operated on our own regulated infrastructure
- Availability shown per market and product
- Disclosures published on our legal page
Protected
- Secure authentication practices
- Transaction monitoring
- Data handled under our Privacy Policy
Transparent
- Rate and amount shown before you confirm
- Private company; no revenue disclosure
- Share holdings documented on our public page
More of Dutch Inc Platforms
One ecosystem. Three ways to move money.
You’re here
Personal
Send money into, out of and across Africa. Hold, spend and receive from one place in your pocket.
Explore Dutch Remit →Business
Collect, hold, convert and pay across borders from business accounts and payout rails.
Explore Business →Platform
Build cross-border payouts, collections and settlement on our rails with one API.
Explore Platform →Money without borders.
Check out our platforms, or talk to us about building on them.
Check out our platformsTalk to us